Mortgage Rates, College Football Drama, and Everything in Between!

Mortgage rates have been on a rollercoaster lately, reacting to global drama like cats deciding whether they want to go outside or stay in. Recently, Treasury yields rose as traders adjusted expectations for Federal Reserve rate cuts, influenced by positive economic data and easing geopolitical tensions. This bond market movement directly impacts mortgage rates, potentially increasing borrowing costs for homebuyers. Understanding these dynamics is crucial for navigating the housing market.

But let’s pivot—because the College Football Playoff (CFP) is serving up even more surprises than the bond market.

For all the talk about the 12-team CFP being an SEC-Big Ten invitational, one-loss Boise State is officially in the club with Oregon, Texas, and Miami—ready to snag a first-round bye as a top conference champ!

Why Does This Matter?
Mortgage rates and the CFP share a weird similarity: Both love drama but deliver underwhelming results. Georgia fans know the pain. Despite the Bulldogs’ top wins, they’re ranked too low to earn a first-round home game. Meanwhile, Boise State’s one-loss résumé has them poised to shake things up in the Group of 5.

What We Learned:

• Boise State: A Cinderella story?
• Georgia: Great team, bad timing.
• Big 12: Likely stuck behind Boise State.
• Army, Tulane, and UNLV are lurking.

Top 12 Teams:

1. Oregon
2. Ohio State
3. Texas
4. Penn State
5. Indiana
6. Notre Dame
7. Alabama
8. Miami
9. Ole Miss
10. Georgia
11. Tennessee
12. Boise State

Last Two Out: 13. BYU | 14. SMU

As Jay-Z once said:
"A poet’s mission is to make words do more work than they normally do, to make them work on more than one level."
Let’s apply that wisdom to financial decisions and game-day strategies alike!

Two Questions for YOU:

1. Does Boise State deserve a first-round bye?
2. Will mortgage rates rise or fall next week?

Drop your thoughts below or DM me to chat about rates or CFP rankings—I’m here for both!

#MortgageRates #CollegeFootballPlayoff #BoiseState #GeorgiaFootball #FinancialDrama

With 25+ years of mortgage expertise, I’m here to guide you—whether it’s buying a home or navigating CFP chaos. DM me to talk shop!